Cheap car insurance for girls is a great way for females to save money on their car insurance. No longer do you have to pay the same high price premiums that guys have to pay, simply because it has been proven that women are far less likely to have to file a high priced claim, than men are. That is not to say that all women are better drivers, there is always the exceptions. However, when it comes to getting into accidents and high claim accidents at that, women have less of a history than men do.